Whether you are a business owner, a student, a retiree, or just looking to get a check in your hands, there are bank bonuses and promotions that are designed to help you get the most out of your money. These types of programs can offer you a wide range of benefits, including discounts on purchases, rebates on travel, cash back rewards, and more.
Chase Total Checking
Whether you’re looking for a new bank account or want to earn some extra cash, Chase offers a variety of promotions to help you get started. Luckily, it’s not hard to qualify for them.
For starters, Chase offers a $200 bonus for opening a Total Checking account. To get the bonus, you’ll need to set up a direct deposit, keep your account open for six months, and use a few other features.
The bonus is only available to new customers. If you’re already a customer of Chase, you’ll need to wait two years before you’re eligible again. You’ll also have to meet individual requirements for each account you have.
In addition to the $200 welcome bonus, you’ll receive an extra $50 for every friend you refer to a Chase Total Checking account. You can earn up to $500 a year for referring a friend, or even a friend’s family.
HSBC Premier Checking
HSBC Premier Checking is an excellent way for a business or individual to gain access to all of the best features of the HSBC brand of banking. The account has a low interest rate, cash back on deposits, and a long list of free banking services. However, there are some fees that you may not be aware of.
If you have a Premier account, you will have access to the Premier Relationship Manager, who will provide guidance and support to you. This will save you time on the phone and in the bank, and you’ll have less to worry about.
For a limited time, you can also earn a $500 cash bonus on your new HSBC Premier checking account. This is a nice bonus, but you’ll only be able to take advantage of it if you meet certain requirements.
TD Bank Beyond Checking
TD Bank is a great place to go for checking accounts. They offer a variety of promotions and bonuses that can help you earn hundreds of dollars in bonus cash. But you have to meet certain requirements to qualify.
TD Bank offers Beyond Checking, a premium checking account. It offers some freebies, such as unlimited domestic ATM fee reimbursements. It also features a free Visa debit card. It has an APY of 0.01%.
TD Bank Beyond Checking is available in all 50 states and Washington, DC. You can open an account online. You will have to meet minimum balance and direct deposit requirements. TD Bank also offers other banking services, such as mobile banking and online bill pay.
Beyond Checking includes features like fraud monitoring and a debit card instant issue. It also allows you to send outgoing wires. In addition, you can get faster bill payments through Rush Bill Payments.
Besides having one of the largest ATM networks in the country, Citibank also offers a variety of promotions. They include a welcome bonus offer on several checking account packages. To qualify, you will have to open a new checking account and make a qualifying deposit. Then, within 60 days, you can get a $1,500 or $2000 cash bonus.
Citibank accounts are FDIC insured up to $250,000 per individual account. They also offer a number of banking products, including credit cards and online banking. A Citi Priority Account offers a suite of benefits for high net worth customers. These accounts allow you to waive certain fees and enjoy self-directed financial guidance. You can also chat with a Citi Priority Advisor in person or by phone.
Several banks offer bonuses for new checking or savings account holders. Depending on the bank, the bonuses can be as simple as a few hundred dollars to as large as several thousand. However, it’s important to read the fine print and make sure you can meet the requirements.
PNC Bank offers a cash bonus to qualifying customers. To receive the bonus, a customer must open a new checking or savings account between October 1-December 31, 2009. The promotion can be applied to any of the following accounts: Standard Checking, Business Checking Plus, Savings Plus, or High Interest Savings. It is not necessary to use a PNC Bank ATM to qualify. It is also possible to receive up to $20 in fee reimbursements per month.